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Hi everyone, great to be here. I'm Paul Makin, Product Manager for the Mojaloop Foundation, and I'm here to listen to members of the Community, to learn from their experiences, and to understand what we can do better.
Hi Paul,
This is Joseph from Maputo, Mozambique. I just wanted to ask you or share a food of thought here, so that i may understand more.
Recently, european commission released the much-anticipated draft proposal for PSD3, the next iteration of the Payment Services Directive (PSD2).
This draft text contains important proposals for the future Strong Customer Authentication (SCA) regime in payments and Internet banking in Europe, and entire world as well as for the fight against payment fraud.
Based on this new next iteration of PSD, i have a question here;
Does Mojaloop solution which is designed for Financial inclusion and rapid digital transformation have the legislative structure for the below components?
Thank you!
Thank you Joseph for an interesting post and set of questions. Although we are aware of the proposed PSD3, the new PSR (which follows a pattern we've seen elsewhere), and the FIDA proposal, we have not yet begun to integrate them into our roadmap. As I understand it, PSD3 is the first to come into force, and that by the end of 2024. It is likely to be some time later that similar measures are adopted by our active markets.
We were pleased to note that one of the issues being addressed is the competitive disadvantage that non-bank PSPs currently face. With regard to the enhanced SCA requirements, prima facie these apply to DFSPs, not to the switch, but we will keep this under review, and the sharing of fraud related data is an area we are keen to address. The proposed "permissions dashboards" are a potential issue for us, which we will consider.
We don't currently think that the FIDA proposals will affect Mojaloop, but we will keep this under review.
Jospeh, is this something of particular interest to you? Would you be interested in being involved in a Mojaloop-focussed review of these proposals?
Hello there!
Justus Ortlepp from the FRMS CoE, based in Johannesburg. I've been working alongside the Mojaloop community since late 2019 to design and build an Open Source Software real-time transaction monitoring solution for Mojaloop implementations.
Ask me anything about fraud, money-laundering, Actio (our product) of the FRMS CoE (our organization).
J
Hello everyone!
Simeon Oriko here based in Kenya.
I work for the Mojaloop Foundation as the Director of Community.
I'm here to help you, members of our community, contribute and develop the Mojaloop Open Source software in pursuit of our financial inclusion goals.
Hi Everyone!
I'm Pedro, based in sunny Lisbon, Portugal.
Work for Crosslake Technologies.
Geek at heart, have been doing software development, architecture and senior IT leadership positions teams for 28+ years.
Have specialized in large scale distributed systems for the past 12+ years.
Opensource user and advocate since the 90'ties.
Linux user.
Been around Mojaloop since 2018, helping mostly with architecture and performance.
Member of #da, previous lead of #refarch and #perfpoc.
Currently leading Mojaloop vNext Build Workstream #vnext, reach-out if you have any questions about it or want to participate!
Hello everyone,
My name is Brock and I am a Disabled Veteran based in Des Moines, Iowa, USA. I am open to volunteering with Mojaloop. I am going thru training now to learn more about Moaloop. I am hoping to help out in some way - but not sure how yet. My background is as a Systems Analyst for companies in various industries such as logistics, health insurance and technology. Happy to connect with others in the community.
Good day, I am a Bangladesh (GMT+6) based software developer with over 14 years of experience. Currently, I am working as a Full-Time Freelancer. Previously I worked for the Bank, Microfinance. I have developed a system (Universal Collection System) from scratch for the Bank where new customers can be on board and can receive their collection and can acknowledge to customer ERP if needed. Now I have quite an interest in Mojaloop as it connects DFSP (Bank, Fintech, MNOs, MFIs, etc) into a single loop, which can accomplish many many things and can improve mass people's standard of living. Thanks !
Welcome @mamunbdctg
Greetings,
Miguel de Barros here, currently based in Johannesburg, ZA.
I work for INFITX as a Principal Architect, working on the Mojaloop Open Source Development project.
I am part of the team designing & engineering core Mojaloop services, a member of the Mojaloop Design Authority, the Mojaloop API Change Control Board, and most importantly a Mojaloop Community Contributor.
Feel free to ask me any technical questions that you may have about Mojaloop! :D/
Hi!
Jane here - I live in Johannesburg South Africa and work at infitx.com/
I am a Program Manager and active Community Council member and Pillar 1 - Journey Roadmap work stream lead. I am very interested in chatting to you about your experiences as a community member and what you feel would be important for the CoCo to assist with. And, if you're keen to offer support in any form to the work stream we would love to here from you
Hello Mojaloop Community! I am excited that you have started this community portal. At the Interledger Foundation we have used Forem for our community and grantees for the last 3 years, and its an essential tool for our work. I would invite all of you to join us there as well as there are lots of community overlap. Our communities are already working together and I would love to see that increase even more as we work to expand global financial inclusion. If anyone has questions about Forem, or best practices with the tool, happy to answer them.
Hello everyone,
This is Virender. I am learning about Mojaloop and need some help with merchant registration. Could someone please guide me on how to register a merchant on Mojaloop using APIs? Also, where can I find the merchant registration APIs or related documentation?
Thank you
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Hello Everyone
I am David, from Ecuador . I am a developer mainly focused on web3 technology. I enjoy all topics regarding to payment technology and innovative banking .
I am actually leading the Tech Team of The People's Clearing House based on México as it uses Mojaloop as transactional switch for p2p payments, and Interledger for Remittances with Rafiki.
Wishing to learn from you guys!
Hi Everyone!
I'm Joseph, based in Maputo, Mozambique work for Mozambique Electronic Cargo tracking services, ( MECTS). Rwandan at heart. I have been working in SADC region for over 6yrs now as Technical Solution Expert for MECTS that's provides Solutions for Tax Authority in Mozambique.
I have over 18 years of experience in the design, implementation, and management of business and services in the sectors of telecommunications, information systems, digital banking, and electronic payments.
Am so passionate about the payments tech and financial inclusion and believe that interoperability is a key factor in financial inclusion.
Having said that, I'm here to listen to members of the Community, to learn more from their experiences, and to understand what we can do better together.
Thank you all!
Hello Everyone,
I guess I am a little late to get involved. However,
I am Devarsh Shah from India. I am about to graduate in the major of Computer Science Degree. Talking about my Interest, I have huge interest in DevOps, like to containerize the app, orchestrate the containers using Kubernetes, also provisioning Infrastructure using IaC tools, creating CI/CD Pipelines and these kind of automating tasks excites me the most. That's all about me for now.
How did I got to know about Mojaloop?
I got to know about Mojaloop is by the Dedicated Mentorship programme by codeforgovtech.in and after a little bit of research I would love to get involved in this: "mojaloop/project"
Looking forward to contributing to Mojaloop.
PS: I have also done a little bit of research on What Mojaloop is, what are the responsibility are on the shoulder of Mojaloop and I got to know about, Learn Mojaloop Moodle Website, where I registered myself in MOJA 103 module and studied it and I have seen the best presentation and explanation of the each concepts with good user experience.
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Hello everyone,
I’m Abdulshakur Ahmed Aided, a payment systems architect based in Mogadishu, Somalia. I currently serve as Acting Head of Operations and Head of IT at Somali Payment Switch.
I am participating here in a personal professional capacity, and the views I share are my own.
My work covers participant integration, ISO 20022 payment flows, settlement and reconciliation, operational controls, and the institutional capabilities required to operate national payment infrastructure reliably.
My interest in Mojaloop comes from its potential to provide an open foundation for interoperable instant payments while allowing countries and scheme operators to retain control over their scheme rules, operating model, settlement arrangements, local integrations, and long-term technical capability.
I am new to the Mojaloop community and am not presenting myself as an established Mojaloop contributor. My work so far has focused on independent architectural research, implementation analysis, and exploring how Mojaloop could support national payment infrastructure without forcing participating institutions to rebuild their existing integrations.
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A National Payment Switch Should Be National in More Than Name
abdulshakuraided.com/blog/a-nation...
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And I am interested in e-payments, payment gateways and mobile payments and open source payment switches.
Hope I will learn a lot here from the beautiful community.
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My name is Bulande Eliezer, and I am based in Kigali, Rwanda.
I work in the IT sector, mainly as a web developer, digital marketer, and IT specialist. I am currently working with SOKRAB Group, where I contribute to digital solutions, web technologies, and business systems.
I joined this community because I am very interested in fintech innovation and financial inclusion in Africa. Mojaloop’s open-source approach to interoperable payment systems is something I find very exciting, especially for emerging markets.
At the moment, I am exploring Mojaloop to better understand how it can be used to support digital payment ecosystems and financial interoperability in Africa.
I’m looking forward to learning from the community, connecting with other professionals, and potentially contributing to discussions around digital payments, fintech infrastructure, and technology adoption.
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Jambo :)
Karsan here, From Tanzania. I am a digital policy professional and computer scientist dedicated to advancing financial inclusion across Africa through open-source protocols and collaborative governance.
My journey with Mojaloop grew out of my work with the African Parliamentary Network on Internet Governance (APNIG), where I successfully coordinated our parliamentary track. Building on this momentum, I served as a coordinator for African Parliamentarians at the Interledger Forum in 2024, working to bridge the gap between technical infrastructure and legislative action.
Currently, I actively advocate for Instant and Inclusive Payment Systems (IIPS) and Mojaloop, utilizing the Tanzania Instant Payments System (TIPS) as a core case study for cross-border interoperability. To deepen my impact, I am enrolled in Mojaloop’s professional courses. My ultimate goal is to support the strategic policy directions and legally binding model laws necessary to scale secure, inclusive financial ecosystems across the continent.
Mark is an experienced educator and academic content specialist at MyAssignmentHelp, where he is committed to helping students achieve their educational goals through high-quality learning resources and practical academic guidance. With years of experience in higher education and academic writing, Mark has developed a deep understanding of the challenges students face while managing coursework, research projects, essays, and examinations. His mission is to make learning more accessible by breaking down complex topics into clear, engaging, and easy-to-understand content.
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Hello Mojaloop Community 🖐️
I'm Lakhwinder Singh from India
I'm working on a mobile app project that involves integrating Mojaloop #3PPI API. I'm excited to be here and learn more about Mojaloop.
BeYourLoverは、日常生活に自然に馴染むデザインと機能性を兼ね備えたバイブを提供しています。違和感なく取り入れられる点が特徴です。
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Hello everyone,My name is Erick Wilfred,From Tanzania Arusha,
Hello everyone, I am Shibly Ahmed from Bangladesh.
I am currently working in implementing Mojaloop in Bangladesh.
I am very much interested in enhancing the G2P feature.
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