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Simeon Oriko for Mojaloop Foundation

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MOJA101 and SCHEME101 Training Courses Updated

If you’re curious about how Mojaloop works, we’ve recently updated two courses with the help of payments experts Glenbrook Partners. These updates incorporate new terminology and fresh content to reflect changes in the market — we’ve also improved the user experience.

Our courses are open to anyone interested in how Mojaloop works, and are available online for free. You can find a detailed course structure guide on our training page that explains the goals and intended audience for each course.

MOJA 101

MOJA 101 is the Mojaloop Training Program’s foundational course, designed to give you a thorough introduction to Mojaloop, including its origins and purpose. The course is intended for all audiences and is divided into two sections.

In the first section, you’ll explore the fundamentals — starting with instant (or “real-time”) payments, key terminology, and the benefits associated with these systems. It also introduces the Level One Project, which serves as a framework for discussing inclusive instant payments and creating financial systems for everyone, regardless of income level.

The second section dives deeper into the roles and responsibilities of the various groups involved in building a system aligned with the Level One principles. It clarifies each participant’s role and how they collaborate within the broader ecosystem.

SCHEME 101

This non-technical course offers an in-depth exploration of Mojaloop-based payment systems, known in the industry as “schemes.” You’ll gain a comprehensive understanding of the structure and components of a scheme, including its ownership model, participation framework, and the process for developing scheme rules. Additionally, the course covers the business rationale for establishing and managing a scheme, along with practical steps for implementation.

While the SCHEME 101 course is open to all, it is specifically designed for individuals directly involved in creating a scheme, as well as advisors and advocates promoting the adoption of Mojaloop payment schemes in their region. Learners are encouraged to complete MOJA 101, the introductory course in the Mojaloop Training Program, before diving into SCHEME 101.

Courses Now Available in Our Training Program

The Mojaloop Foundation provides a comprehensive training program at no cost. Visit our training page for an in-depth look at the courses, along with a diagram designed to help you identify the ideal starting point based on your role.

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